Fulfill a property's potential
Don't let a sagging deck or an outdated kitchen keep you from choosing the perfect home for you and your family. With the Renasant Renovation and Repair Loan, you can fulfill the potential of any property by financing renovations at mortgage-like interest rates with flexible credit requirements. Whether you’re searching the market for your future home, or just have a few projects you want to knock out around your current one, a Renovation and Repair Loan can help you get started today.
As long as the projects are permanently affixed and add value, in certain cases, you can loan up to double the purchase price of the home—all with as little as three percent down. If you’re buying a house you want to renovate, we’ll even bundle your loan and mortgage payments together—which means less paperwork for you.
Contact a Loan Officer
Fulfill a property's potential
Don't let a sagging deck or an outdated kitchen keep you from choosing the perfect home for you and your family. With the Renasant Renovation and Repair Loan, you can fulfill the potential of any property by financing renovations at mortgage-like interest rates with flexible credit requirements. Whether you’re searching the market for your future home, or just have a few projects you want to knock out around your current one, a Renovation and Repair Loan can help you get started today.
As long as the projects are permanently affixed and add value, in certain cases, you can loan up to double the purchase price of the home—all with as little as three percent down. If you’re buying a house you want to renovate, we’ll even bundle your loan and mortgage payments together—which means less paperwork for you.
Contact a Loan Officer
Here's how to get started
Contact a Renasant loan officer to see how a Renovation and Repair Loan can help make your dream home a reality.
- Purchase or refinance
- Available for primary residence and second homes
- Warrantable condos are eligible
- Quick, easy contractor and builder approval process
- Up to 97% loan-to-value for primary residences, and 90% for second home
This is not a commitment to lend. All loans or offers of credit are subject to credit and underwriting approval. Other fees, conditions and restrictions may apply. Renasant Bank NMLS # 402669
Contact a Loan OfficerGetting a loan can often seem difficult – sometimes even impossible. Let us show you how to use your home’s equity to help finance a dream, consolidate debt and more. We’re ready to help.
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For those that have down payment requirements, we know that saving for a down payment can seem daunting, so it is a good idea to save for that goal before searching for a home. Feel free to use this worksheet to help estimate a budget.