CD Special

Maximize Your Earnings

1.25% APY*

2.00% APY*

35 month CD

61 month CD


*Annual Percentage Yield (APY) paid on all Certificate of Deposit (CD) balances. Requirements to open: Minimum opening deposit is $500 per CD. In addition, the primary customer on the account is required to have an HBOS checking account with direct deposit or online bill pay. If the customer fails to meet requirements, the CD interest rates will be adjusted to the current HBOS 36-month and 60-month CD interest rates, and the customer will be notified by mail. The quoted APY is accurate as of December 1, 2014. Interest will be compounded and applied to your account quarterly. Early withdrawal fees will be imposed. Fees may reduce earnings. This special offer may expire at any time.

For additional information and application, visit your local branch location or contact our Customer Service Center at 800-227-7989.

HeritageBank of the South’s Customer Service Phone Center
Phone: 800-227-7989 ext. 3200
Fax: 229-878-3216
Email: Click Here.

Phone Center Hours
Monday - Friday: 8:30am – 5:00pm EST
Sat: 9:00am – 1:00pm EST