Loans

HeritageBank offers a variety of financing options to meet everyone's needs. We offer several loans to help you fund all the major purchases in your life, as well as those just-for-fun things. Monitoring and payment of your loan is easy with access to your account through HeritageBank's Online Banking and Bill Pay service.

• Autos, Boats & Other Loans
  Flexible terms for cars, boats, RVs and other loans.
  
  
• Revolving Credit Service
  Borrow money for life's unexpected emergencies.
  
  
• Savings/Certificates Secured Loans
  Loans using savings and certificates as collateral.
  
  
• Credit Cards
  Enjoy worldwide purchasing power.
  
  
• Loan Application
  Complete a loan application online.
  
  
• Loan Calculators
  Find out your monthly loan payment, determine if to buy or lease, and how much you want to pay per month or how long you want to pay.
  
  
• Rate Information
  Call us for competitive loan rates.

Autos, Boats & Other Loans

Get moving with a car, truck, boat or RV loan from HeritageBank. Whether you're hitting the road or lake, our vehicle loans offer you rates and terms designed to save you time and money.

• Fast approval time
• Make payments by mail, at your HeritageBank office, or have them automatically deducted from your HeritageBank account
• Pre-approved loans available for easy shopping without financing hassles
• Credit Life, Disability Insurance, Mechanical Breakdown and Gap Insurance are smart options
• Refinance your higher-interest auto loan from another financial institution and save
• Tax Saver Loans are available to homeowners
• To determine the value of your vehicle or trade, click NADA.

* Subject to credit approval.

Revolving Credit Service

This line of credit is an excellent alternative if you want immediate access to loan funds.

• Draw on your available credit line to borrow money
• May use as overdraft protection for a checking account

Savings/Certificates Secured Loans

When you use your HeritageBank savings account or certificate of deposit as collateral you can borrow against the amount you have on deposit.

• Borrow up to 100% of funds on deposit with a secured loan
• Offers lower interest rates than other loan products

Credit Cards

Put the purchasing power of Platinum to work for you. Our Platinum Plus MasterCard® Credit Card offers worldwide purchasing power, while protecting you from fraudulent activity around-the-clock. In addition, the competitive benefits package includes:

• Secure online access to account information, schedule online payments, review recent statements and much more. Click here for online access to your account information.
• Flexible credit limits
• Use it everywhere - worldwide acceptance at millions of locations
• Click here to apply

Credit Card User Agreements

FIA Card Services, N.A., is the issuer and administrator of this credit card program.