Home Equity Lines for Georgia and Florida

Home Equity Lines let your home work for you for a change. A HeritageBank Home Equity Line of Credit is flexible enough to be used for whatever you need, whenever you want, simply by writing a check.

• Credit lines from $10,000 to $100,000
• Borrow up to 100% of the appraised value of your home up to $100,000
• Convenient personal checks provided for easy loan advances - first order of checks free
• Write yourself a loan from $250 up to your available credit
• Interest may be tax deductible** . . . consult a tax advisor regarding the deductibility of interest
• Receive an Equity Management Account card to make purchases anywhere Mastercard is accepted. The amount of the purchase is deducted from your available line of credit and the card has no annual fee.

With the equity in your home you can:

• Make home improvements
• Pay your income taxes
• Take a dream vacation
• Consolidate debt
• Pay college tuition
• Buy a car, boat or RV

**Consumer should consult a tax advisor for further information regarding the deductibility of interest and charges. The interest on the portion of the credit extension that is greater than the fair market value of the dwelling is not tax deductible for federal income purposes.