Personal Banking

Convenient Services

HeritageBank makes it easy for individuals to manage their money by offering a full range of convenient, automated and electronic service options. Some of these products enhance other product offerings to make it faster and more convenient to bank with HeritageBank.
  • Online Banking & Bill Pay
    Online access to your account information and pay bills online.

  • Visa CheckCard
    Free debit and ATM card for easy, electronic access to your checking account.

  • ATM Card
    Free ATM card for 24-hour access to cash and account information.

  • Heritage-Line
    24-hour access to account information by touch-tone phone.

  • Direct Deposit
    With Direct Deposit, your funds are immediately available for withdrawal on the day of deposit.

  • Payroll Deduction
    Have all or part of your paycheck deposited directly into your HeritageBank account.

  • TelePhone Services Center
    Call a TSC representative for account information, to inquire about an account or service, and apply for a loan.

  • Mobile Banking
    You have the bank in your pocket with Mobile banking. With Internet service from your wireless provider, you can access your bank account anywhere you take your cell phone.


Visa® CheckCard

A HeritageBank Visa® CheckCard may be used as a debit or ATM card. Using this single card gives customers purchase power worldwide anywhere VISA® is accepted as well as ATM access through any of our networks.

  • Password protect any HeritageBank Visa® CheckCard with Verified by Visa to ensure you're the only one using it online. Click here for more details
  • No writing checks and waiting for approval, so you're in and out of stores in no time
  • Easy and convenient to access the funds in your checking account any time you need it
  • Use at ATMs worldwide to make withdrawals, transfers and check balances or at any Point-of-Sale terminals

ATM Cards

An ATM card provides HeritageBank customers with 24-hour access to cash and account information. You may conduct the following transactions by using your HeritageBank ATM Card.
  • Check your account balances
  • Withdrawal and transfer funds
  • Access cash through Exchange®, Star Southeast®, AFFN®, American Express®, PLUS®, Maestro®, Cirrus®, Visa® and MasterCard® ATM networks
HeritageBank has over 9 convenient ATMs located near you.

Heritage-Line

If you like to handle transactions by phone, you can access your accounts 24 hours a day, toll-free, using your touch-tone telephone. In addition, this service provides you with the current time and temperature. To access Heritage-Line, call 229-436-8000 or 1-800-635-0307.
  • Obtain account balance and history
  • Transfer funds between accounts
  • See what checks have cleared
  • Request withdrawals by mail
  • Make loan payments

Payroll Deduction

Save yourself a trip to the bank on payday. Have all or part of your paycheck deposited directly into your HeritageBank account. Visit any office location or contact our TelePhone Services Center at 229-878-3200 or 1-800-227-7989, ext. 3200 to see if your employer participates in payroll deduction.

TelePhone Services Center

Can't get to a branch and need personal assistance? Our fast, friendly TelePhone Services Center representatives can provide up-to-date information about products, services, rates and fees as well as perform banking services while providing a high degree of quality service for customers.
  • Open a new account
  • Apply for credit and get a response within 24 hours
  • Get current account information
  • Inquire about products and services
TelePhone Services Center representatives are available on Monday, Tuesday, Thursday and Friday 8:30 a.m. to 5 p.m., Wednesday 8:30 a.m. to 4 p.m. and Saturday 9 a.m. to 12 noon. To call the TelePhone Services Center, just call 229-878-3200 locally or 1-800-227-7989.

Mobile Banking

You have the bank in your pocket with Mobile banking. With Internet service from your wireless provider, you can access your bank account anywhere you take your cell phone. Mobile banking is safe and secure. Best of all—It’s FREE to all HeritageBank customers.

The Perks
  • Check Account Balances
  • Transfer Funds
  • Pay Bills
  • View Transactions
Sign-up in 60 seconds
  • Log on to your Home Banking Account.
  • Select the Mobile Settings from the Options Menu.
  • Choose the accounts to access from your phone.
  • Enter your phone number and wireless provider.
  • Read/Accept Mobile Banking Agreement and Electronic Funds Disclosure.
Done!
  • You’ll receive a text message confirming your enrollment with a website address.
    https://www.airteller.com/hbos
  • Save it to your favorites and start banking anywhere you take your phone.