To earn the Performance Rates, perform the following each qualifying cycle:
• 12 Check Card Transactions • Receive Electronic Statements
• One Direct Deposit or One ACH Auto Debit • Access Online Banking
To learn more, click here.
• 12 Check Card Transactions • Receive Electronic Statements
• One Direct Deposit or One ACH Auto Debit • Access Online Banking
To learn more, click here.
*4.00% Annual Percentage Yield (APY) paid on balances up to $25,000 and 1.00% APY paid on all amounts above $25,000 each qualifying cycle the minimum requirements are met. If you do not meet the requirements each qualifying cycle, your account will still function as a free checking account earning 0.10% APY, however, it will not receive ATM refunds for that time period. APY accurate as of April 16, 2008. We may change the interest rate and APY at any time after the account is opened. No Minimum Balance Required. However you must deposit a minimum of $100 to open this account. Available to Personal Accounts only. No monthly service charge. **ATM refunds up to $35 per cycle if requirements are met.
LifeLock ID Theft Protection.
Learn more about the service that works to prevent identity theft and is backed by a $1 million guarantee.
Two Ways to Simplify your Life.
Introducing E-Statements and Online Check Image... two new ways to track your account activity online.
Reward Yourself Everyday.
You can earn rewards on your everyday purchases when using your HeritageBank Visa CheckCard for signature-based transactions. For every two dollars you spend, you earn a bonus point that can be exchanged for fabulous travel and brand name merchandise. 
Equal Housing Lender